A better and easier way
to make payments and get paid
Make or receive payments globally in a safe, fast, private and compliant way.
Card Acceptance / Acquiring Processing
PayAll enables merchants, consultants and just about any seller of a good or service to accept card payments. We support Visa, MasterCard, American Express, JCB and soon Union Pay International (formerly China Union Pay), a number of fleet cards, and we can easily accept new payment schemes and specialty networks including closed-networks.
Our platform is specifically designed for mPOS, card-not-present/e-commerce as well as traditional POS through an omni-channel processing engine. We also support a wide range of point-of-sale hardware devices from leading manufacturers and can process contactless payments whether they’re EVM, RFID or other technologies. Our tablet solutions are also card and contactless capable. And our mobile solutions are extensive from specialty mPOS devices to deviceless SMS and email generated invoices for click-through payments.
We have in-place acquiring bank and payment institutions, and are also able to support new regulated entities as acquirers.
And launching is fast, easy – and “as you wish” with a rapid-launch API, web pay page, mobile pay page, turnkey tablet solutions, specialty mPOS, deviceless email and SMS with pay link and typical POS devices. Our technology is also certified with or can certify with various electronic cash register (ECR) and similar type providers.
Our robust prepaid issuing capabilities are designed to be deployed to solve problems or add value, and are not constrained by typical “product” limitations.
Specific form factors we support include virtual, mobile, physical card or even biometric – and we have a variety of authentication methodologies that range from network standards to specialized by client. Our flexible approach to the form factors allow us to perfectly address the operating environment or ecosystem - as defined by the client. If desired or needed, we’ll consult with you to critically evaluate which configuration will best delight users and allow us to help you achieve your goals.
Today we support Visa and MasterCard networks and closed-network schemes but are happy to work with issuers and other networks to support their interests.
24 X 7 X 365 Instant Payments
The U.S. Federal Reserve Bank System identified the demand for instant payments as a $100 billion volume market. Moreover, the System determined that payment processors and financial institutions were failing to address this demand and identified 5-possible techniques to solve this. Unbeknownst to the Federal Reserve System, a company co-founded by a PayAll principal had operationalized 24 x 7 X 365 instant payments using one of the techniques they identified and was processing millions and millions of transactions. MasterCard acquired this firm in 2015.
PayAll has leveraged this expertise and offers this service – but with a more complete, and robust operating platform for payers, financial institutions and consumers.
The solution is remarkably straight-forward and easy for those who make payments as well as the consumers who receive payments.
The need for wallets are quite diverse and key issues are related to funding, expanded utility – or enabling hybrid or linked solutions with physical form factors, closed-network clearing and settlement as well as compliance.
PayAll offers a wide range of features and deployment options to support our primary markets and individual strategic clients.
Our wallets can be configured to support a wide range of form factors – cards, mobile devices, tokens and biometric. Moreover, any channel can be supported including POS, ecommerce and mPOS as well as a wide range of transaction devices including tablets.
Finally, we support numerous currencies and can manage authorization, and clear payments across multiple currencies.
An ideal way for associations, church networks, member organizations, charities, fraternal organizations and any large group of like-minded constituents to connect, share and trade. Our robust, white-label mobile marketplace platform represent a self-contained, full-function platform that includes compliance, fraud/risk management, communications and payments.
Also, we have extensive mobile development capabilities, including creative, and PCI-compliant, high-scale hosting to get clients from concept to transaction in record time.
SMS and email communications to attract customers, stimulate prospects to action, and engage existing users to drive behavior are essential. Our tightly integrated invitation, offer and messaging platform, with link to enroll and pay, is flexible and compelling. And our reporting engine ensures you know which offers or messages work, and who you need to re-engage with.
Our communications engine is tightly integrated with multiple core functions that support inviting potential users to engage with a link to secure enrollment or application, offering to pay via SMS or email – and giving recipients the option to accept the payment option.
This can also serve as a “reminder” service for customers who may be nearing their due date, and you can include an embedded link in a message that seamlessly connects to a secure, PCI-compliant pay page to make it easy for recipients to pay for goods, services or even pay a bill – including a recurring bill.
Open, yet Integrated Solutions
PayAll’s platform represents a compelling combination of proprietary technology and services, as well as seamlessly integrated services from other payment processors and regulated financial institutions. Additionally, we’re happy to partner with payment processor, acquirers, issuers or any other properly licensed or certified entity as needed by a client.